Inherited Property Specialists

Helping you solve your tricky inherited property problems

Inherited a home and not sure what to do next? We sit down with you, lay out every option in plain language, and help you choose, whether that means keeping it, using trusted referrals, listing it, or considering a fair as-is cash offer. And if the property is facing foreclosure, we can help with that too.

Get your free consultationSee how it works
100% freeNo obligationNeutral, third-party advice
A homeowner getting trusted guidance
“He explained every option and stayed with me through the whole process.”
Diana C., client
Free, vetted referrals

Rather handle it yourself? Lean on our little black book.

Settling an inherited home means juggling a dozen different pros, and too many of them prey on families who are grieving and unsure. Over the years we've built relationships with honest, reliable specialists who genuinely understand inherited and probate properties. Prefer to manage things on your own terms? We'll happily share our referrals, free of charge and with zero obligation.

Who we'll connect you with

Estate cleanouts & junk removal

Clearing out a lifetime of belongings is exhausting, and overpriced haulers know families are overwhelmed. We point you to crews who are fair, fast, and respectful.

Cleaners & make-ready

Deep-cleaning teams who can take a long-vacant or cluttered home and get it genuinely show-ready, inside and out.

Realtors who know probate

Agents who actually specialize in inherited and probate sales, not just anyone with a license. They know the paperwork, the timelines, and the buyers.

Handymen & contractors

Trustworthy pros for the repairs that make a property safe, livable, or sellable, without the inflated bids and disappearing acts.

Estate sale specialists

Turn furniture, tools, and collectibles into real money instead of curbside trash, with people who handle the whole sale for you.

Probate & title help

Connections to attorneys and title professionals who untangle the legal side so you're not navigating the courthouse alone.

Every referral is someone we'd trust with our own family's home.

Ask for a referral
When the home is in foreclosure

In Texas, foreclosure runs on a very short clock.

Texas homes are sold at auction on the first Tuesday of the month, and the law requires only 21 days' notice before that sale. When the owner has passed, the clock gets tighter still: most loan servicers won't even talk to you about the loan until you've been formally recognized as the heir. That means heirship paperwork, payoff figures, and your options for buying time all have to come together at once, often while you're still grieving.

What has to come together

Stopping or postponing the sale

Reinstatement, forbearance, repayment plans, and loan modifications that can buy time before a first Tuesday auction.

Being recognized as the heir

Most servicers won't discuss the loan until you're confirmed as successor in interest. We help you get there.

Heirship and probate paperwork

Affidavits of heirship, small estate affidavits, and determination of heirship, with the right attorney when needed.

Selling ahead of the auction

If keeping the home isn't the goal, lining up a fair sale that beats the foreclosure date and protects the equity.

Taxes, liens, and title

Catching the tax bills, liens, and title snags that can blow up a plan at the last minute.

Keeping co-heirs aligned

Helping siblings and other heirs reach decisions together before indecision runs out the clock.

Every one of these is something we can take on with you, or connect you to the right person for.

Talk through your timeline
Why families trust us

Guidance you can lean on

Inheriting a home can be overwhelming. We make your options clear, so you can move forward with confidence, and without the pushy sales pitch.

01

Unbiased advice

We act as a neutral third party, informing you of every option and standing beside you on whatever route you choose. No pressure.

02

All options discussed

Every relevant option, with the honest pros and cons of each, laid out in plain language, including selling as-is for cash when speed or certainty matter, so you can make a genuinely informed decision.

03

Your best outcome

Feel confident you're getting the best outcome available for your particular circumstances, not the one that's most convenient for someone else.

In their own words

What our clients say

Zach from Helpful Housing Solutions was so helpful in helping me navigate the foreclosure process. I was afraid my house would be auctioned off and it was a super stressful time. I had so many people calling and knocking on my door, and they all told me my only option was to sell my house to them. Zach was the ONLY PERSON who took the time to go through ALL the options with me. Ultimately, we ended up finding a way better option for my situation. I'm so happy I chose to work with this company!
TTaylor W.
Going through the foreclosure process was really stressful. With Zach's help explaining the different options available to me, and him keeping in touch with me and getting the right contacts for each step through the process, I got the best results that I'm happy with. I so appreciate his help.
DDiana C.

Understand your options

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Texas inheritance & foreclosure FAQ

Inherited a home in Texas? Start here.

Clear, plain-language answers to the questions we hear most about inherited property and foreclosure in Texas.

Inheriting a house in Texas

What should I do if I inherit a house in Texas?
Start with three things: confirm how the title passes (a will, Texas intestate succession, or a transfer-on-death deed), find out whether the estate needs to go through probate, and check the mortgage, property tax, and lien status on the home. Once you have legal authority over the property, you can decide whether to keep or sell it. Acting early matters most when there is a mortgage in default or unpaid property taxes.
Do I have to go through probate to inherit a house in Texas?
Not always. Texas offers several alternatives to full probate, including a small estate affidavit (for estates under $75,000, not counting the homestead and exempt property), an affidavit of heirship, a muniment of title (when there is a valid will and no debts other than those secured by real estate), and transfer-on-death deeds. The right path depends on whether there was a will and the size and debts of the estate.
What happens if someone dies without a will in Texas?
When there is no will, Texas intestate succession laws decide who inherits, usually the surviving spouse and children in shares set by statute. To put an inherited home in the heirs' names, families often use an affidavit of heirship or ask a court for a determination of heirship. The home can still be sold or saved from foreclosure, but clear title needs to be established first.
How do I transfer the deed on an inherited house in Texas?
Title is usually transferred through probate, a recorded affidavit of heirship, or a court determination of heirship, depending on the estate. Once the proper document is filed in the county property records, the home is legally in the heirs' names and can be refinanced, sold, or transferred. Until that happens, most lenders and buyers cannot move forward.
Do I have to pay taxes when I inherit a house in Texas?
Texas has no state inheritance tax and no state estate tax. You generally owe no income tax simply for inheriting a home, and the property receives a stepped-up cost basis to its fair market value on the date of death, which can lower capital gains tax if you sell later. You are responsible for ongoing property taxes from the date you inherit.
What if I inherit a house with my siblings or other heirs in Texas?
When several heirs inherit a home, they typically own it together as co-tenants, and major decisions like selling usually require agreement among them. Common options are for one heir to buy out the others, for everyone to sell and split the proceeds, or, if they cannot agree, a court-ordered partition. Reaching a decision early is important when the home has a mortgage or is facing foreclosure.
Can I sell an inherited house in Texas, and how soon?
Yes. You can sell an inherited house once you have legal authority to transfer title, which may come through probate, an affidavit of heirship, or a determination of heirship. Simple cases can be ready in a few weeks, while contested estates take longer. If the home is behind on payments, selling before the foreclosure date is often one way to protect the equity.

Foreclosure and inherited homes in Texas

What should I do if my house is in foreclosure in Texas?
Act quickly, because Texas foreclosures move fast. Confirm the scheduled sale date, request a reinstatement or payoff quote from your loan servicer, and review every option for stopping or postponing the sale. If the homeowner has passed away, you will usually need to be recognized as the heir before the servicer will discuss the loan, so start that process right away.
How long does the foreclosure process take in Texas?
Texas foreclosures are usually non-judicial and can move in a matter of months. After default, the servicer must send a notice giving at least 20 days to cure the default, followed by a notice of sale at least 21 days before the auction. Foreclosure sales are held on the first Tuesday of each month, so the window to act is short.
Can I stop or postpone a foreclosure in Texas?
Often, yes. Depending on your situation, options include reinstating the loan, a loan modification, forbearance, a repayment plan, refinancing, selling the home before the sale, a deed in lieu of foreclosure, or filing bankruptcy, which triggers an automatic stay. Each path has its own paperwork and deadlines, so the earlier you start, the more choices you have.
What happens to the mortgage when a homeowner dies in Texas?
The mortgage does not go away when the owner dies. Before heirs can reinstate, modify, or pay off the loan, the servicer usually has to recognize them as a successor in interest, a status protected by federal mortgage servicing rules. Once recognized, an heir can apply for the same loss-mitigation options as the original borrower, even if they have not formally assumed the loan.
Can I keep an inherited home that is behind on payments in Texas?
It is often possible. After being recognized as the successor in interest, an heir may be able to reinstate the loan by paying the past-due balance, qualify for a loan modification, or assume the mortgage. Whether you can keep the home depends on the loan, the amount owed, and how much time remains before the foreclosure sale.

This page provides general information about Texas property situations and is not legal or financial advice. For guidance on your specific circumstances, talk with a qualified professional.